Aetna SHBP Medical Plans
Medical Benefit Overview and Plan Comparison Chart
This benefit overview will provide you with an overview of the benefits available when you select an Aetna SHBP medical plan. Also included in the overview is a plan comparison chart showing you some common services. Attend a webinar to learn more about your plan options.
Direct Primary Care Doctor Offices
Aetna members have access to Direct Primary Care with New Jersey SHBP care providers. You can access this service for nearly all your primary care needs, with both in-person and virtual options. It’s a cost-effective choice for ongoing primary care for you and your family. They’ll also coordinate your care with other providers to help ensure you get the best care possible.
Aetna HealthSM App
Health Savings Accounts (HSA) with Select Aetna Freedom Plans
Your Aetna Freedom plan choices include two high-deductible health plan (HDHP) options: Freedom HDHigh and HDLow. You can pair a HDHP plan with a Health Savings Account (HSA) to help pay for out-of-pocket health care expenses.
Your HSA offers triple tax savings: your contributions are pre-tax, your investment growth is tax-free, and qualified withdrawals for health care expenses are tax-free. And all unused money is yours to keep - even if you leave the plan.
While this site is a tool to answer most of your questions, full details of the plan are contained in the Summary Plan Descriptions (SPDs), which govern each plan’s operation. Whenever an interpretation of a plan benefit is necessary, the actual plan document will be used.
NJWELL, administered by the New Jersey Division of Pensions and Benefits, is an incentive-based wellness program offered to eligible employees and their covered spouses who participate in the SHBP/SEHBP. All provisions of the program are established by the Division and are subject to change. More details can be found on aetnastatenj.com/wellness.php.
Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna). Aetna and CVS Pharmacy, Inc., which owns CVS® HealthHUB™ locations, are part of the CVS Health® family of companies.